PAM Pay After Makan

Made for the shared moments

Good food.
Clearer splits.

Scan a receipt into reviewable line items, choose who shares each expense, and send a clear settlement to your group. Made for the way friends actually makan.

Get PAM on the App Store See how it works

For iPhone and iPad. Screen shown with fictional demo data.

Genuine PAM screen for fictional Friday Makan: five people, two expenses, SGD 198 total

Receipt scan to reviewed line items

Flexible splits and easy sharing

The simple flow

Spend time together.
Sort the bill once.

The useful details are built into the flow, from reading a receipt to sending the final amounts.

01

Scan, then review

PAM proposes receipt items and prices. Correct anything needed and confirm before those line items become expenses.

02

Split each expense your way

Choose who shared it, then use equal, exact, percentage, or weighted shares. Enter your own rate for another currency.

03

Share the settlement

See unpaid amounts, preview a WhatsApp or Telegram summary, and use an optional PayNow shortcut when eligible.

A closer look

Flexible where it matters.

A fictional Friday Makan, shown in genuine PAM screens.

01 / FOOD FOR FIVE

Everyone shares the food.

Jia pays SGD 150 for the shared meal. Split equally across five friends, that is SGD 30 each.

PAM shared food expense: SGD 150, all five friends selected, equal split
02 / DRINKS FOR THREE

Only the drinkers share the drinks.

Jia, Marcus, and Aisha share SGD 48 in drinks: SGD 16 each. Daniel and Mei are left out of this expense.

PAM drinks expense: SGD 48, Jia, Marcus, and Aisha selected; Daniel and Mei unselected
03 / SETTLE

See what is still unpaid.

Marcus’s SGD 46 and Daniel’s SGD 30 are marked paid. Aisha’s SGD 46 and Mei’s SGD 30 remain unpaid, with QR and reminder-sharing actions. Undo is available on paid rows. Share a group summary through WhatsApp or Telegram; payment happens separately.

PAM fictional settlement at 50 percent: Marcus and Daniel paid, Aisha and Mei unpaid with QR and share actions, and undo controls on paid rows

Good to know

A few quick answers.

Is PAM only for meals?

No. You can keep expenses for a group outing or trip together in an event too.

Can everyone have a different share?

Yes. For each expense, choose an equal split, exact amounts, percentages, or weighted shares. You can also include only the people who shared that expense.

Can I add expenses in different currencies?

Yes. Choose the expense’s original currency and enter the exchange rate you want to use. PAM converts it into the event currency for the group’s settlement; it does not fetch a live rate for you.

Does scanning a receipt add the items for me?

PAM recognises the receipt text on your iPhone and proposes item names and prices. Review and correct them, assign the people and payer, then confirm the import. Only then are the reviewed items added as expenses in the event.

Can I share the settlement with my group?

Yes. Preview the settlement summary, then share it through WhatsApp or Telegram. PAM also offers individual reminders and a shareable settlement card. You choose where to send it.

Does PAM send the payment?

PAM helps calculate and show the settlement. A PayNow QR option appears for an unpaid row when the recipient has a Singapore +65 number. The payment itself happens through the payment service.

Next time the bill lands

Keep the good part of the meal.

Let PAM help with the split.

Get PAM on the App Store